The following list of fees reflects the credit union philosophy that members who use certain services should pay for them rather than ask all members to share the cost. In this way the entire membership of CORE FCU is served in the fairest way possible.

SHARES & SHARE DRAFT FEE

Inactive accounts for 3 years. (share) or 1 year (share draft) with no activity with balance of less than $50 $2.00/mo. Until closed

Non-sufficient Funds Fee $29.00 per item

Return of Deposited Item $15.00 per item

Returned Statement (change of address) $1.00 each statement

Account Closed within 90 days of opening $5.00

Interim Statement copies $2.00

Statement Photocopy current year $2.00 per statement

Statement Photocopy prior year $5.00 per statement

Regulation D Excess Transaction Fee $15.00

Account research and/or reconciliation (min. l hour) $15.00

Stop Payment $10.00

Copies of Paid Share Drafts $3.00 per item

Copies of Paid Share Drafts over 1 yr. old $5.00 per item

Overdrawn Share Draft: Transfers from other accounts up to 3 per month $5.00 per item

Business Accounts – Contact Credit Union for Details.

IRA ACCOUNTS FEE

Annual Fee $9.00

Account Closed within 90 days of opening $5.00

VISA FEE

Account Closed within 90 days of opening $5.00

Statement Photocopy $2.00

Card Replacement within 12 months $10.00

MONEY ORDERS FEE

$1.50 each

OFFICIAL CHECKS FEE

$2.00 each

No charge for premiere members

TRAVELERS CHECKS FEE

One Person Signature No Fee

Two Person Signature 1% of Purchase

WIRE TRANSFERS FEE

Domestic $10.00

International $35.00

DEBIT CARD FEE

Debit Card Replacement within 12 months $10.00

ATM FEE

Card Replacement within 12 months $10.00

Service Charge $2.00 per month*

Over 4 Foreign Withdrawals per month $2.00 each

Balance Inquiries $0.50 each

Deposits and Transfers No Fee

Please Note: Fees will never be assessed if they are result of credit union error.

• No Fee if qualified (call Credit Union office)